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Monday, October 21, 2013

GENERAL AWARENESS PRACTICE EXAMS

GENERAL AWARENESS PRACTICE MCQs FOR IBPS
EXAMS
1. Recently who received the Mahatma Gandhi International Award for Peace and Reconciliation?
1) Angela Merkel of Germany
2) Ellen Johnson Sirleaf of Liberia
3) Brigalia Bam of South Africa
4) Azim Premji of India
5) None of above

2. Loans to poor people by banks have many limitations including lack of security and high
operating cost. So to help them which type of finance system developed?
1) Ponzi schemes
2) Micro Finance System
3) Money Laundering Schemes
4) Money tampering finance
5) Super vision Finance

3. The following statements are related to Micro Finance system. Locate the wrong option.
1) It provides micro credit having scope for small savings and remittance of funds
2) It based on the principle of livelihood creation
3) The livelihood mission means engaging in activities in a routine fashion to generate cash or
non-cash income
4) High volumes of low transactions done through this system
5) None

4. Who introduced the concept of Microfinance in Bangladesh in the form of the "Grameen
Bank"? He is the Nobel laureate known by many as the "father of microfinance systems''.
1) C.D.Deshmuck
2) Amartya Sen
3) Muhammad Yunus
4) Sheik Hassena
5) Muzibaer Rehman

5. The beneficiaries of Micro finance business is?
1) Land less labour
2) Marginal farmers
3) Vendors in the small markets
4) Hawkers
5) All of above

6. Salustiano Sanchez is the?
1) Highest goal maker in SAAF foot ball contest
2) First pilot of C-17 transport aircraft carrier
3) Japan prime minister visiting USA for Arms Reduction Talks
4) World oldest man recently died
5) None

7. The Micro Finance Institutions (MFI) differ from one another in terms of?
1) Product offering
2) Loan repayment structure
3) Product offerings
4) Legal structure
5) All of above

8. Indian Micro Finance Institutes (MFI) usually adopt the group-based lending models, which are
of two types, SHG model and JLG model. SHG means Self Help Group and JLG means?
1) Joint Liability Game
2) Josh Liability Group
3) Joint Loan Group
4) Joint Liability Group
5) None

9. To control high rate interest rates, coercive collections and illegal insurance practices by the
Micro Finance Institutes, Andhra Pradesh government passed Andhra Pradesh Microfinance
Institutions (Regulation of Money Lending) Act in?
1) 2013
2) 2005
3) 2007
4) 2009
5) 2011

10. In the Not-For-profit Micro Finance Institutes, which among the following are included?
1) Societies
2) Public Trusts
3) Non-profit companies
4) All of above
5) None

11. One of the delivery channel for Micro Finance is SHG model. SHG means?
1) Soar Help Group
2) Sake Help Group
3) Self Hope Group
4) Store Help Group
5) Self Help Group

12. Co-operatives registered under state or National Acts and MACS come under Mutual benefit
MFIs. MACS means?
1) Moral-Aided Co-operative Societies
2) Mint-Aided Co-operative Societies
3) Mutually-Aided Co-operative Societies
4) Mutually-Aided Co-ordinate Societies
5) None

13. Non-banking financial companies, producer companies and LAB come under the category of
For-Profit -MFIs. LAB means?
1) Loan Area Banks
2) Legal Area Banks
3) Local Axis Banks
4) Local Area Banks
5) None

14. SKS Microfinance Ltd, the only listed micro lender in the country founded by?
1) Sudipa Sen
2) M.B.N.Rao
3) Kunal Ghosh
4) Vikram Akula
5) None

15. Who launched an 'India Microfinance Platform', a portal on microfinance activities across the
country, with the assistance of World bank funds on 28 June 2013?
1) SBI
2) ICICI
3) SIDBI
4) Exim Bank
5) NABARD

16. SIDBI related statements are given. Pick the wrong statement.
1) SIDBI means Small Industries Development Bank of India
2) It was established on April 2, 1990
3) It is the principal financial institution for the promotion, financing and development of industry in
the small scale sector
4) Its head office is in Hyderabad
5) None

17. Chairman of SIDBI is?
1) S.K.Roy
2) T.C.A. Ranganathan
3) Sushil Muhnot
4) U.K.Sinha
5) Rahul Khullar

18. Which committee has recommended creation of a separate category of NBFCs operating in
the microfinance sector to be designated as NBFC-MFIs (Non-Banking Finance Company - Micro
Finance Institutes)?
1) C. Ranga Rajan
2) Chandra Sekhar
3) Y. H. Malegam
4) Tarapore
5) R.K. Sundaram

19. Recommendations of Malegam committee on Micro Finance Sector do not include ...
1) MFI should not charge more than 24 % of its disbursed loans.
2) Processing fee on the loan amount must not be more than 1%.
3) margin of interest to be not more than 20 percent.
4) MFIs should lend to an individual borrower only as a member of a JLG and should have the
responsibility of ensuring that the borrower is not a member of another JLG.
5) Bank advances to MFIs should continue to enjoy 'priority sector lending' status.

20. On 9 October 2013 RBI announced set up a Technical Committee under the chairman ship of
............ to examine the feasibility of encrypted SMS-based fund transfers.
1) Anand Sinha
2) Raghu Ram Rajan
3) Urjith Patel
4) Pandu Ranga
5) Sambamurthy

21. State Bank of India first woman Chair person is?
1) Shubhalakshmi Panse
2) Chanda Kocchar
3) Nainal Lal Kidwai
4) Arundhati Bhattacharya
5) None

22. In order to invite more foreign exchange, the government of India intends to allow the banks to
offer ......... as declared on 30 September 2013.
1) overburdened bonds
2) roll chunk bonds
3) euro facilitation bonds
4) quasi-sovereign bonds
5) None

23. Which member of the world bank group launched the Indian rupee denominated bond, may
be the first step towards internationalization of the Indian currency?
1) IBRD
2) IDA
3) IFC
4) MIGA
5) IMF

24. On 3 October 2013, CCEA approved the Rashtriya Uchchatar Shiksha Abhiyan (RUSA) for
reforming .........
1) Primary education
2) Mid school education
3) Technical education
4) Distance education
5) Higher education

25. Details of current account deficit (CAD) given. Pick the wrong option.
1) CAD of first quarter of 2013-14 registered at 4.9 per cent of GDP.
2) High imports of gold and oil largely led to a worsening of the deficit.
3) 4.4 % CAD registered in the corresponding Q 1 of the previous financial year.
4) By 2014-15, CAD will be reduced to 3.0% as per the statement of FM in the Budget 2013-14.
5) None

26. On 17 September 2013, the Customs Duty on Articles of Jewellery and of Goldsmiths' or
Silversmiths' Wares revised from 10 % to ...
1) 36 %
2) 24 %
3) 20%
4) 18%
5) 15%

27. FIU has begun a probe into the transactions of investors and owners of crisis-ridden National
Spot Exchange Limited (NSEL). FIU means?
1) Financial Intelligence Unit
2) Financial Insurance Unit
3) First Intelligence Unit
4) Financial Inject Unit
5) None

28. National Spot Exchange Limited promoted by?
1) Rana Kapoor
2) Chanda Kochhar
3) Raja Promod
4) Jignesh Sha
5) None

29. New class of Foreign Portfolio Investor (FPI) regulations given by SEBI on 5 Oct 2013. Locate
the wrong option.
1) KYC (Know Your Client) requirements and other registration procedures would be much
simpler for FPIs compared to current practices.
2) SEBI grants permanent registration to them compare to current practice of granting approvals
for one year or five years.
3) All existing FIIs (Foreign Institutional Investors) their Sub Accounts and QFI (Qualified Foreign
Investors) will be eventually merged into this new investor class to be known as FPIs.
4) FPI not allowed from USA.
5) FPIs would be allowed to invest across a host of the capital market segments, including in
shares, debentures, warrants, mutual funds, collective investment schemes, derivatives, treasury
bills and government securities.

30. Who is the Chairman of Competition Commission of India?
1) K.Subramanyam
2) D.Subba Rao
3) Ashok Chawla
4) U.K.Sinha
5) Yogesh Agarwal

31. Annual Plenary Meetings of IMF and World Bank on 11th and 12th October, 2013 held at
........
1) Washington D.C
2) Rome
3) London
4) Paris
5) Manila

32. 11th India-ASEAN summit began in .......
1) Brunei
2) Indonesia
3) Japan
4) Singapore
5) Philippines

33. Which Indian Batsman was appointed as the brand ambassador of Border Security Force?
1) Sachin Tendulkar
2) Yuvraj Singh
3) Virat Kohli
4) V.V.S.Laxman
5) Sunil Gavaskar

34. Nobel Prize in Literature 2013 conferred on Alice Munro. She belongs to ........
1) Israel
2) Ireland
3) USA
4) Canada
5) UK

35. India and which country decided to observe year 2014 as the year of Friendly Exchanges?
1) Indonesia
2) Pakistan
3) France
4) China
5) Maldives

36. Which Chinese politician has been recently gets life sentence on graft charges?
1) Li Keqiang
2) Xi Jinping
3) Bo Xila
4) Zhang Dejiang
5) None

37. Which party got more seats in Northern Provincial Elections of Sri Lanka?
1) United Progressive Tamil Alliance (UPTA)
2) Liberation of Tamil Tigers Eelam (LTTE)
3) Tamil National Alliance (TNA)
4) United People's Freedom Alliance (UPFA)
5) None

38. Who is the chairman of National Integration Council?
1) Loksabha Speaker
2) Rajyasabha Deputy Chairman
3) Prime Minister
4) Supreme Court Chief Justice
5) None

ANSWERS:
1-3, 2-2, 3-5, 4-3, 5-5, 6-4, 7-5, 8-4, 9-5, 10-4
11-5, 12-3, 13-4, 14-4, 15-3, 16-4, 17-3, 18-3, 19-3, 20-5
21-4, 22-4, 23-3, 24-5, 25-4, 26-5, 27-1, 28-4, 29-4, 30-3
31-1, 32-1, 33-3, 34-4, 35-4, 36-3, 37-3, 38-3


General Awareness With Reference To The Banking
Industry Practice Questions

1. U.K. Sinha, who was in the recent news, is the Chairman of
1) Planning Commission of India
2) Securities and Exchange Board of India
3) Competition Commission of India
4) Insurance Regulatory and Development Authority
5) Forwards Market Commission

2. Who among the following was recently appointed as the new Governor of the Reserve Bank of
India?
1) K.C. Chakrabarty
2) Urjit Patel
3) Raghuram Rajan
4) Anand Sinha
5) H.R. Khan

3. Which of the following does not correctly describe NABARD?
1) It is an apex development bank
2) Its headquarters is based in New Delhi
3) It was established in 1982 by a special act by the parliament
4) It is active in developing financial inclusion policy
5) It is responsible for credit flow for elevation of agriculture & rural non farm sector

4. To which country does Muhammad Yunus, who developed the concepts of microcredit and
microfinance, belong?
1) Egypt
2) Pakistan
3) Indonesia
4) Afghanistan
5) Bangladesh

5. Which of the following does not correctly explain the market practice of Insider Trading?
1) It is the trading of a public company's stock.
2) It is the trading of bonds or stock options by individuals with access to non-public information
about the company.
3) Matters related to insider trading in India are dealt by Forward Market Commission.
4) Insider trading in India is governed by the Prohibition of Insider Trading regulations 1992.
5) None of these

6. Which of the following has the authority to appoint Banking Ombudsman in India?
1) SEBI
2) RBI
3) NABARD
4) CII
5) Ministry of Finance, Government of India

7. Union Finance Minister P.Chidambaram recently asked Public sector banks of India to set up
ATMs in all branches by
1) December 2013
2) January 2014
3) March 2014
4) October 2014
5) January 2015

8. Which of the following companies manufacture Electronic Voting Machines (EVMs) in India?
1) Bharat Electronics Limited
2) Electronics Corporation of India
3) Hindustan Machine Tools
4) Steel Authority of India Limited
5) Both 1 and 2

9. Which of the following, in the banking sector, measures the ability of a company to meet its
short term debt obligations?
1) Current ratio
2) Acid test ratio
3) Cash ratio
4) Working capital ratio
5) All of the above

10. The Reserve Bank of India recently barred from disbursing loans against gold coins weighing
more than
1) 10 grams
2) 25 grams
3) 50 grams
4) 100 grams
5) 122 grams

11. Who has authored the titled 'Half Life'?
1) Shelley Jackson
2) Vikram Seth
3) Hillary Clinton
4) Lisa Ray
5) Angelina Jolie

12. Which of the following is correct regarding the Securities Transaction Tax?
1) It is not applicable on off-market transactions
2) It is not applicable on commodity
3) It is not applicable on currency transactions
4) It was originally introduced in 2004
5) All of the above

13. Which of the following statements is/are correct regarding FDI or FII stake in any company?
1) Less than 10% stake in a company is treated as FDI under international classification.
2) More than 10 percent stake in a company is treated as FII under international classification.
3) FDI entities have greater powers in terms of share transactions and voting rights in comparison
to FII.
4) FII are allowed to conduct private transaction, while FDIs are not.
5) All of the above

14. Every commercial bank in India have to maintain liquid assets such as precious metals (gold)
or other approved securities as reserves other than the cash. This is known as Statutory Liquidity
Ratio. What is present rate?
1) 40%
2) 32%
3) 25%
4) 23%
5) 18%

15. The government is giving a fresh push to its flagship rural employment scheme ahead of the
general elections, providing additional funds to four states. Which one is not among those
states?
1) Uttar Pradesh
2) Bihar
3) Chhattisgarh
4) Jharkhand
5) Odisha

16. What is the standard weight in which gold is quoted in the international market?
1) Ounce
2) Gram
3) Troy ounce
4) Grain
5) Pennyweight

17. Who heads the committee on Insurance Broking which was in news recently?
1) Abhihit Sen
2) Suresh Mathur
3) Anil Pradhan
4) Ketan Agarwal
5) Dinesh Avasthi

18. Mr. Anil Khatri filed a complaint with the Banking Ombudsman. However, he is not satisfied
with the decision of the Ombudsman. Whom can he approach now for the redressal of his
grievance?
1) Chief Justice of respective High Court
2) Banking Ombudsman Tribunal
3) Governor of Reserve Bank of India
4) Supreme Court of India
5) Deputy Governor of Reserve Bank of India

19. What is the name of a path-breaking initiative by the Government and the Indian Banks'
Association which promises to bring basic banking services to 73,000 unbanked villages with a
population of 2,000 and above?
1) Swabalamban
2) Chetna
3) Swabhimaan
4) Akanksha
5) Sugam - Sulabh

20. In which state of India is the Koyna Hydroelectric Power Project located?
1) Odisha
2) Maharashtra
3) Andhra Pradesh
4) Karnataka
5) Gujarat

21. Which of the following categories does not come under Priority Sector Lending in India?
1) Education
2) Housing
3) Export credit
4) Health
5) Micro and Small Enterprises

22. What was the number of banking licence applicants before the Reserve Bank of India for
opening of new banks by 31 May 2013?
1) 15
2) 26
3) 33
4) 40
5) 44

23. As per a new circular by the Reserve Bank of India in July 2013, for High Risk Customers /
entities, Banks will now be required to update KYC data only once in
1) 1 month
2) 3 months
3) 6 months
4) 1 year
5) 2 years

24. To whom is the Pre-Shipment Finance given in India?
1) Aviation companies
2) Exporters
3) Stock Market Brokers
4) Importers
5) Individuals with CIBIL rank above 850

25. With which of the following countries in the Nifty Index associated?
1) Japan
2) USA
3) India
4) The Netherlands
5) Britain

26. The abbreviation RIDF stands for
1) Rural Infrastructure Development Fund
2) Rural Investment for Development of Farming
3) Rate in Diligent Firm
4) Rural India's Direct Fund
5) None of these

27. In which month of the year is Income Tax Return filed in India where the assesses is a
Company?
1) March
2) May
3) July
4) October
5) December

28. With which sport is Akshay B. Gaikwad associated?
1) Chess
2) Shooting
3) Billiards
4) Weightlifting
5) Archery

29. The 'Father of Mouse' died recently. Who was he?
1) Paul L. Morton
2) Douglas Engelbart
3) Eileen Clegg
4) Alan Kay
5) John R. Woodward

30. On which day is the World Consumer Rights Day celebrated across the world?
1) 14 January
2) 15 March
3) 8 April
4) 1 July
5) 5 August

31. The document which specifies the internal operations of a company is known as
1) Audit Report
2) Assessment Report
3) Article of Association
4) Operational Synopsis
5) Blueprint

32. With reference to the Swadhar Scheme, who among the following is/are not its beneficiaries?
1) Women victims of terrorist/ extremist violence
2) Widows deserted by their families
3) Women subject to domestic violence
4) Women survivors of natural disaster
5) Women with HIV/ AIDS deserted by their family

33. Which of the following companies has maximum sharedholding in the India Mortgage
Guarantee Corporation (IMGC)?
1) National Housing Bank
2) Genworth
3) Asian Development Bank
4) International Finance Corporation
5) World Bank

34. The Reserve Bank recently released the final guidelines for issuing of new banking licences.
As per these guidelines, foreign shareholding in the new bank for the first five years will be up to?
1) 16%
2) 33%
3) 49%
4) 51%
5) 64%

35. Which term is used to describe a situation where an inflation rate is high, the economic
growth rate slows down, and unemployment remains steadily high?
1) Recession
2) Depreciation
3) Stagflation
4) Depression
5) Running inflation

36. Which of the following is not correct regarding the Reverse Repo Rate?
1) It is the rate at which commercial banks borrow money from Reserve Bank of India.
2) It is a monetary policy instrument.
3) An increase in the reverse repo rate will decrease the money supply.
4) Both 2 and 3
5) None of these

37. Which measure is used by the Reserve Bank of India to buy or sell government bonds or
other securities in open market?
1) Rationing of Credit
2) Direct Action
3) Consumer Credit
4) Consumer Credit Regulation
5) Open Market Operations

38. Who among the following is the Director of the Central Bureau of Investigation?
1) Ranjit Sinha
2) Amar Pratap Singh
3) U.S. Misra
4) R.K. Raghavan
5) P.C. Sharma

39. Who among the following is the recipient of the Rajiv Gandhi National Sadhbhavna Award
2013?
1) A.R. Rahman
2) D.R. Mehta
3) Amjad Ali Khan
4) Yash Chopra
5) Shiv Kumar Sharma

40. Who is appointed as the Chairman of the Federal Reserve Bank of the United States of
America?
1) Treasury Secretary of the United States.
2) A member of the Board of Governors of the Federal Reserve Bank.
3) A former Governor on the board of the International Monetary Fund.
4) Anyone having expertise in the field of finance and social service.
5) None of these

ANSWERS:
1-2, 2-3, 3-2, 4-5, 5-3, 6-2, 7-3, 8-5, 9-5, 10-3
11-1, 12-5, 13-3, 14-4, 15-3, 16-3, 17-2, 18-5, 19-3, 20-2
21-4, 22-2, 23-5, 24-2, 25-3, 26-1, 27-4, 28-4, 29-2, 30-2
31-3, 32-3, 33-1, 34-3, 35-3, 36-1, 37-5, 38-1, 39-3, 40-2

GENERAL AWARENESS PRACTICE MCQs FOR IBPS
EXAMS

1. The 23rd ASEAN Summit was held in which of the following cities in October 2013?
1) Bali (Indonesia)
2) Phnom Penh (Cambodia)
3) Jakarta (Indonesia)
4) Bandar Seri Begawan (Brunei)
5) Hanoi (Vietnam)

2. The Sakharov Prize for Freedom of Thought was established in December 1988 by the
European Parliament. Who is the winner of the 2013 Sakharov Prize?
1) Nelson Mandela
2) Malala Yousafzai
3) Anatoly Marchenko
4) Aung San Suu Kyi
5) Taslima Nasrin

3. Which Bangladesh cricketer became the first player to score a century and take a hat-trick
in the same Test match in October 2013?
1) Tamim Iqbal
2) Shakib Al Hasan
3) Sohag Gazi
4) Abdur Razzak
5) None of these

4. Which of the following statements is not true with regard to OPCW?
1) The Organization for the Prohibition of Chemical Weapons (OPCW) was awarded the
2013 Nobel Peace Prize for its efforts to stop chemical warfare.
2) It was established in 1997 with headquarters in The Hague, Netherlands.
3) It has 189 member states and currently involved in destroying Syria's stockpiles of
chemical weapons.
4) Ahmet Uzumcu of Turkey is the present Director General of OPCW.
5) OPCW is an agency of the United Nations.

5. The 2013 Nobel Prize in Economics has been awarded to?
1) Eugene Fama (USA)
2) Lars Peter Hansen (USA)
3) Robert Shiller (USA)
4) Both 1 and 2
5) All 1, 2 and 3

6. Who is the winner of the 2013 Man Booker Prize for Literature?
1) Ruth Ozeki (A Tale for the Time Being)
2) Jim Crace (Harvest)
3) Eleanor Catton (The Luminaries)
4) Colm Toibin (The Testament of Mary)
5) NoViolet Bulawayo (We Need New Names)

7. The 2013 Global Hunger Index (GHI) was released on October 14, 2013 by the International
Food Policy Research Institute (IFPRI). What is India's rank?
1) 118
2) 56
3) 37
4) 63
5) 78

8. The United Nations Organization declared which of the following days as the International
Day of the Girl Child?
1) October 10
2) October 11
3) October 12
4) October 14
5) October 15

9. The Nobel Prize in Chemistry 2013 was awarded jointly to?
1) Martin Karplus, Michael Levitt and Arieh Warshel
2) Michael Levitt and Robert Shiller
3) James Rothman, Randy Schekman and Thomas Sudhof
4) Peter Higgs and Francois Englert
5) None of these

10. On October 9, 2013 US President Barack Obama nominated which of the following women
to be Chair of the Federal Reserve, the Central Bank of USA?
1) Susan Rice
2) Sheryl Sandberg
3) Janet Yellen
4) Janet Napolitano
5) Melinda Gates

11. Laiki Bank was closed in 2013. It was the second largest banking group in?
1) Greece
2) Spain
3) Cyprus
4) Portugal
5) Italy

12. According to the Stockholm International Peace Research Institute (SIPRI), which is the
largest exporter of major conventional arms worldwide?
1) USA
2) Russia
3) Germany
4) France
5) China

13. An elected government completed its five-year term for the first time in which of the
following countries in 2013?
1) Bangladesh
2) Myanmar
3) Italy
4) Pakistan
5) Australia

14. Belgian mathematician Pierre Deligne was given the 2013 Abel Prize. This Prize is given
by?
1) Belgium
2) USA
3) UK
4) Sweden
5) Norway

15. Which of the following books is not written by R.K. Narayan?
1) Swami and Friends
2) The Bachelor of Arts
3) The Guide
4) The Sword and the Sickle
5) Waiting for the Mahatma

16. Rajiv Gandhi Thermal Power Station is located in Hisar district of?
1) Rajasthan
2) Haryana
3) Punjab
4) Himachal Pradesh
5) Uttar Pradesh

17. India has entered into a Tax Information Exchange Agreement (TIEA) with Liechtenstein.
This country is located in?
1) East Asia
2) West Asia
3) Europe
4) Africa
5) South America

18. The theme of which of the following 2013 Summits was "Africa: A partnership for
Development, Integration and Industrialization"?
1) G20
2) ASEAN
3) African Union
4) BRICS
5) None of these

19. Akshay Urja shops are set up by the Ministry of?
1) Commerce and Industry
2) Power
3) Science and Technology
4) New and Renewable Energy
5) Petroleum and Natural Gas

20. Shanti Prayas-2 is the name of a military exercise in?
1) India
2) Sri Lanka
3) Nepal
4) Bhutan
5) Mauritius

21. Which of the following schemes is not an employment generation scheme?
1) Food for Work scheme
2) Sampoorna Grameen Rozgar Yojana
3) Rural Landless Employment Guarantee Program
4) Mid Day Meal scheme
5) MGNREGS

22. Which of the following dams is built across Narmada River?
1) Tehri Dam
2) Bhakra Dam
3) Hirakud Dam
4) Mullaperiyar Dam
5) Sardar Sarovar Dam

23. Dr. M.S. Swaminathan is the author of?
1) The End of Poverty
2) Small is Beautiful
3) Development as Freedom
4) Towards Hunger Free India
5) Argumentative Indian

24. When all people at all times have access to sufficient, safe, nutritious food to maintain a
healthy and active life, it is called?
1) Food Preservation
2) Food Production
3) Food Security
4) Food Distribution System
5) None of these

25. Which of the following is not included while calculating Human Development Index (HDI)?
1) Life expectancy at birth
2) Per capita income
3) Literacy rate
4) Rate of migration to urban areas
5) Both 1 and 2

26. The scheme launched for the empowerment of adolescent girls in India is?
1) Prerna
2) Swabhiman
3) Sabla
4) SEWA
5) Kutir Jyothi

27. 'Key Resolve' is an annual joint military exercise between the United States and?
1) India 2) China
3) France 4) South Korea
5) United Kingdom

28. Which bank has launched an 'Incredible India Travel Card' in association with the Tourism
Ministry?
1) SBI
2) HDFC Bank
3) YES Bank
4) ICICI Bank
5) Bank of Baroda

29. The Petroleum Ministry has appointed a Committee to prepare a roadmap for enhancing
domestic production of oil and gas so as to reduce the country's import dependency by 2030.
Who is its Chairman?
1) Y.V. Reddy
2) Vijay Kelkar
3) Bimal Jalan
4) D. Subba Rao
5) None of these

30. Who is the director of the award winning Hindi film 'Paan Singh Tomar'?
1) Irfan Khan
2) Anurag Basu
3) Sujay Ghosh
4) Tigmanshu Dhulia
5) Prakash Jha

31. Who won the men's singles title at the 2013 All-England Badminton Championship?
1) Chen Long
2) Lee Chong Wei
3) Zhengming Wang
4) Pengyu Du
5) None of these


32. Which of the following has become the first state in India to ban manual scavenging?
1) Haryana
2) Delhi
3) Gujarat
4) Punjab
5) Rajasthan

33. The Government has constituted a committee of experts to prepare a blueprint for allwomen
bank. This panel was headed by?
1) M.D. Mallya
2) Jayshree Vyas
3) M.B.N. Rao
4) Arundhati Bhattacharya
5) Usha Ananthasubramanian

34. Which of the following books is not written by Kalidasa?
1) Raghuvamsa
2) Meghaduta
3) Kumarasambhava
4) Vikramorvasiyam
5) Ramcharitmanas

35. Which of the following schemes was launched with the aim of increasing self-reliance and
autonomy of women by providing self employment?
1) STEP
2) IFAD
3) Aadhar
4) Aastha
5) None of these

ANSWERS
1.4 2.2 3.3 4.5 5.5 6.3 7.4 8.2 9.1 10.3
11.3 12.1 13.4 14.5 15.4 16.2 17.3 18.4 19.4 20.3
21.4 22.5 23.4 24.3 25.4 26.3 27.4 28.3 29.2 30.4
31.1 32.2 33.3 34.5 35.1

GENERAL AWARENESS PRACTICE QUESTIONS

1. The foreign investment promotion board (FIPB) works under the?
1) RBI
2) Ministry of External affairs
3) Ministry of Finance
4) SBI
5) none

2. On 11 September 2013, RBI said the BSBDA account is also applicable to Foreign banks
as they are also Scheduled Banks. It provides zero balance accounts to poor people. What is
the expansion of BSBDA?
1) Basic Savings Bank Dual Account
2) Base Savings Bank Deposit Account
3) Basic Small Bank Deposit Account
4) Basic Savings Bank Deposit Application
5) Basic Savings Bank Deposit Account

3. In which state the 15000th branch of SBI was opened `on 17 August 2013.
1) West Bengal
2) AP
3) Kerala
4) Tamilnadu
5) Haryana

4. The involvement of financial intermediary in aiding credit creation without regulatory
oversight is called ...
1) Virtual banking
2) Common banking
3) Unit banking
4) Shadow banking
5) Yes banking

5. On 23 August 2013, RBI sold 48 days CMB to meet the temporary cash flow mismatches
of the Government of India. CMB means ....?
1) Cash Money Bill
2) Call Management Bill
3) Cash Management Borrowing
4) Core Management Bill
5) Cash Management Bill

6. On 8 August 2013, RBI decla-red the ....... sale of government bonds to decrease the
liquidity of funds in the market?
1) monthly
2) yearly
3) bi-monthly
4)half yearly
5) weekly

7. As per the promise given to World Trade Organization earlier, India should allow how many
branches of foreign banks in India per year?
1) 12
2) 24
3) 45
4) 15
5) 20

8. Mr. Jagdish originally Indian Citizen goes to Singapore obtains citizenship of Singa-pore
and desires to settle there.
1) He is an NRI
2) He is PIO
3) He is not an NRI
4) both 1 & 2
5) None

9. Which of the following banks are planning to launch 'by-invitation-only' branches under
Kohinoor brand in 20 cities which will serve affluent customers?
1) ICICI bank
2) Axis bank
3) HDFC bank
4) SBI
5) IDBI bank

10. On 4 September 2013, Raghuram Rajan announced constitution of a panel to strengthen
monetary policy framework to be headed by ....
1) K.C.Chakravarthy
2) Anand Sinha
3) H.R.Khan
4) D.Subba Rao
5) Urjith Patel

11. Nachiket Mor appointed as the head to assess the approach to financial inclusion by ...
1) SEBI
2) GOI
3) WTO
4) RBI
5) World Bank

12. ...... heads the panel to take a close look at rising NPAs and suggest steps to improve the
recovery of bad debts as announced by RBI on 4 September 2013?
1) H.R.Khan
2) Anand Sinha
3) K.C.Chakrabarthy
4) Urjith Patel
5) Syamala Gopinath

13. An outside panel of experts to screen applications for new bank licenses will be headed by
?
1) Subba Rao
2) Kelkar
3) Bimal Jalan
4) Rangarajan
5) None

14. The aim of the differential rate of interest scheme is to provide concessional loans to?
1) public sector enterprices
2) pravite sector enterprices
3) weaker sections of society
4) all the above
5) none

15. The first stock exchange in India was established in?
1) Calcutta
2) Delhi
3) Bombay
4) Madras
5) Hyderabad

16. Government has decided to start "A set of missions" to address the needs of agriculture
development in 12th five year plan. These missions are
1) NFSM(National Food Security Mission) & NHM( National Horticulture Mission)
2) NMSA(National Mission on Sustainable Agriculture
3) NMO (National Missions on Oil seeds & Oil palm)
4) NMAET(Mational Mission on Agriculture Extension & Technology)
5) All above

17. In which of the following countries, The G - 20 Finance Ministers and Central Bank
Governors Meeting was held in July 2013?
1) USA
2) China
3) India
4) Germany
5) Russia

18. A method of paperless banking to augment environment conservation through paperless
banking transactions, which are also faster than conventional transactions is called .....?
1) Green Banking Channel
2) Red Banking Channel
3) White Banking Channel
4) Black Banking Channel
5) All of above

19. e-Gift card facility first time introduced by...
1) Andhra Bank
2) Kotak Mahendra Bank
3) Allahabad bank
4) UBI
5) Axis bank

20. PMEGP is a credit linked subsidy program to encourage micro enterprises which are
being implemented through ……….
1) KVIC
2) SIDBI
3) DRDA
4) All the above
5) none of the above

21. On 2 September 2013, which bank became the first bank to translate financial literacy
curriculum into Gujarati?
1) ICICI
2) SBI
3) Indian bank
4) UBI
5) Axis

22. RBI asked banks to link the disbursal of home loans to ...... on 3 September 2013, as it
advised the banks not to go for the upfront disbursal of loans.
1) value of Market loan
2) route map of construction place
3) stages of construction
4) HDFC rules of loan disbursal
5) None

23. To help mutual funds, how much fund borrowing window opened by the RBI recently?
1) Rs.15,000cr
2) Rs.1500cr
3) Rs.75,000cr
4) Rs.8000cr
5) Rs.25,000cr

24. RBI made an announcement on 14th August 2013 to cut down the amount of foreign
exchange an Indian may use to invest or spend abroad from the current annual limit of $ 200,000
to ......
1) $ 1,00,000
2) $ 55,000
3) $ 45,000
4) $ 1,75,000
5) $ 75,000

25. On 21 July 2013, RBI reduced realization period for exports to .....
1) 21 Months
2) 18 Months
3) 12 Months
4) 8 Months
5) 9 Months

26. On which of the following rates China Central Bank lifted the ban on 19 July 2013 to
motivate the economy to boost its growth ?

1) Deposit rates
2) Locker rates
3) Lending rates
4) Bank rate
5) None

27. On which day Indian rupee had shown the lowest value of 68.80 against dollar?
1) 20 August
2) 1 September
3) 11 August
4) 31 July
5) 28 August

28. The government had appointed Arundhati Bhattacharya as the Chairperson ?
1) Oriental bank of commerce
2) SBI
3) BOI
4) Allahabad bank
5) None

29. FEDAI means
1) Foreign Exchange Dealers Association of India
2) It is a self regulating body of all authorized dealers in foreign exchange
3) It frames ground rules called "FEDAI Rules" for smooth conduct of all forex transactions
among member banks
4) It promotes the interest of authorized dealers and regulates their dealings with Public /
Brokers / RBI and all other bodies
5) All the above

30. Who is the present CMD of Bank of Baroda?
1) S.L.Bhansal
2) S.S Mundra
3) M.Narendra
4) Ajay Kumar
5) None

31. Head office of Corporation Bank is in ?
1) Pune
2) Hyderabad
3) Mangalore
4) Delhi
5) None

32 All foreign exchange activities (exchange control) in our country are regulated through the
following act
1) RBI Act
2) Foreign Exchange Manage ment Act (FEMA)
3) Foreign Exchange Regulation Act(FERA)
4) Foreign Trade (Development &Regulation) Act
5) Foreign Contribution & Regulation Act (FCRA)

33. PAN is required to be quoted, as per RBI's KYC guidelines if the amount of transaction in
cash is:
1) above Rs.50000
2) Rs.50000 or above
3) less than Rs.50000
4) Rs.10000 and above
5) none

34. "Good People to bank with" is the punch line of which bank?
1) Union Bank of India
2) IDBI
3) HSBC
4) DBS
5) Yes Bank

35. "World 's Local Bank" is the punch line of ?
1) Union Bank of India
2) IDBI
3) HSBC
4) DBS
5) Yes Bank

36. Which of the following is not an Indian bank?
1) Union Bank of India
2) Dena bank
3) DBS
4) SBI
5) UCO bank

37. 'Under micro credit, credit up to a maximum amount of Rs._____ can be allowed under
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priority sector:
1) Rs.10000
2) Rs.25000
3) Rs.50000
4) Rs.1 lac
5) Rs.2 lac

38. Who has been appointed as the new Chairperson of the Central Board of Direct Taxes
(CBDT)?
1) Archana Bhargava
2) Sudha Sharma
3) Poonam Saxena
4) Chitra
5) None

39. India has raised the ceiling for Foreign Direct Investment in asset reconstruction
companies to?
1) 26%
2)74%
3) 52%
4) 100%
5) 50%

ANSWERS:
1.3 2.5 3.4 4.4 5.5 6.5 7.1 8.4 9.4 10.5
11.4 12.3 13.3 14.3 15.3 16.5 17.5 18.1 19.5 20.1
21.5 22.3 23.5 24.5 25.5 26.3 27.5 28.2 29.5 30.2
31.3 32.2 33.2 34.1 35.3 36.3 37.3 38.2 39.2


TOP TEN HISTORICAL PLACES IN INDIA HISTORY OF INDIA

History and Culture


History & Culture

History & Culture

Being one of the oldest cultures in the world, India is rich in culture and heritage. This fact is visible in tons of monuments, their ruins, buildings, temples, forts, palaces, tombs and caves all across India.

This also makes India an irresistible historic travel destination. We present to you some of the most fabulous monuments and historical places! Take a journey to the past and enjoy traveling the length and breadth of this vast landmass to have an experience unparalleled.

Here's the list of 10 must see destinations for history buffs.



Taj Mahal, Agra 

The architecture of Taj Mahal is considered to be the most stunning masterpieces of the world. Shah Jahan built the wonderful Taj Mahal, as a tomb for his beloved wife Mumtaz Mahal. Taj Mahal means ‘Crown of the palace’.

It is situated in Agra in the state of Uttar Pradesh. River Yamuna once flowed besides this beautiful monument; today it is almost dry. Beautiful and lush green gardens surround the Taj Mahal. The reflection of the Taj Mahal can be seen in the waters of the large pool in front of it.

The Taj Mahal continues to astonish tourists with its marvelous carvings, jewelry and faultless symmetry. It is built on a platform, each side being 100m long. There are four minarets, one at each corner of this platform. The huge dome of the Taj is perfectly shaped. Designs created with pietra dura (pieces of stone inlaid in marble) decorate the walls of the Taj, its interior has beautiful marble screens.

It was designed by Shiraz, an Iranian Architect. Over 20,000 men were employed for its construction. It started in 1632 and took over twenty years to complete. When Shah Jahan died, he was buried next to Mumtaz Mahal.

This World Heritage site is thronged by thousands of visitors from all over the world and remains as one of the most astonishing pieces of architecture in the world.

Khajuraho Temples 

This temple town in the state of Madhya Pradesh is a UNESCO World Heritage site and is famous for its endlessly intriguing erotic sculptures. Equally intriguing for the modern mind is the way this celebration of the carnal is tied to the austere Jain religion, though many temples are also Hindu by denomination.

Khajuraho was the first capital of the Chandelas, who ruled Bundelkhand from the 10th to the 14th centuries. The Chandelas abided by the Tantric tenets: working inward from the erotic to the purely spiritual sanctums.

The name of Khajuraho finds its origin from the Khajur tree (the date palm tree) which can be found in plenty in this region. Khajuraho originally consisted of 85 temples of which only 22 exist today. Khajuraho temples were constructed over a period of hundred years from the mid 9th century to the early 12th century. These temples are built in the Nagara type of architecture. Each temple is dissimilar from the others temples in its own way. The temples give us a glimpse of the golden era of Indian art and architecture.

The Khajuraho temples are very different from the normal temples in India - religion, deities and worshipping is not the essence of these temples. It is also about admiring the stunning architecture, sculpture and art of that period.

These wonderful temples lay abandoned and susceptible to the forces of nature. These magnificent temples were restored and revived in 19th century. It is India’s second most favorite tourists spot next to Taj Mahal.

Ajanta and Ellora Caves, Aurangabad 

The World Heritage sites of Ajanta and Ellora (near Aurangabad, Maharashtra) have rock-cut caves, hewn into the Sahyadri hills over 2,000 years ago by Buddhist monks. They contain some of the finest murals and sculptures India has ever produced.

Most of the beautiful cave temples at Ajanta were built during the Gupta period. There are beautiful murals (paintings done on walls) in the caves, depicting scenes from the life of the Buddha. The caves are carved in the form of a Chaitya.

Ellora houses 34 caves out of which 12 caves are Buddhists, 17 Hindus and the rest are Jains. They are fine examples of how various religions co-exist in vicinity. The Chaityas and Viharas set in these caves were retreat to many Buddhist monks.

Ellora also has the 8th-century Kailashnath Temple, a freestanding monolith carved topdown out of mountain rock. The temple depicts scenes from the Ramayana and Mahabharata. The architecture of the Kailasa temple is breathtaking.

Impressive figures were carved out on the walls of these caves with the help of simple tools like chisels and hammer. Amidst various images and beautiful paintings there are also sculptures of calm and tranquil Buddha. Ajanta and Ellora caves portray the harmony between Hindu, Buddhist and Jainism through its sculptures.

These cave temples richly ornamented with sculpture and carved with paintings of exceptional skill is a must visit to understand the splendor which ancient Indian artisans possessed.

Sun Temple, Konark 

The Sun temple in Konark in the state of Orissa was built by King Narasimhadeva in 13th century. This magnificent temple to Surya, the Sun God, is one of India’s architectural wonders and a UNESCO World Heritage.

Built on the shores of the Bay of Bengal in Orissa, its main image is a superb statue of the sun god standing on his chariot. Twelve superbly carved wheels, each representing a month of the year and seven stone horses, representing the days of the week, pull the sun god in his journey across the skies. The temple is covered with exquisite sculptures of beautiful maidens, erotic couples, dancers, deities and animals. It is a magnum opus of Orissa’s architectural grandeur. The drive along the seashore from the temple town of Puri to Konark is delightful.

The wheels of the chariot at the base of the temple are the main attraction of the Sun Temple. The shadow created by the spokes of the wheel act as sundials and gives the exact time of the day. The roof of the temple which is pyramid shaped is made from sandstone and is about 30m in height.

The temple walls are adorned with floral, geometrical, human, animal, divine and semi divine figures. Pair of monolithic elephants and horses depicts the dynamism of medieval sculpture.

This temple is also referred as the Black Pagoda, since it was built in black granite. The Sun temple looks magnificent even in its ruined state. Only a personal visit to Konark gives a clear picture of the imposing yet exquisite temple.

Dravidian Monuments at Hampi 

The World Heritage site of Hampi, set in a landscape of rocks and waterways, holds the evocative ruins of magnificent temples and palaces that testify to the wealth and power of medieval Vijayanagar Empire. Located in the state of Karnataka, Hampi was the capital of the three generations of Hindu rulers. Krishnadeva Raya and Achyta Raya were the most illustrious rulers.

Especially impressive are the Virupakasha temple with a towering spire, the Vittala temple with its carved stone chariot and musical pillars, the 6.7 m tall monolith statue of Narasimha, Vishnu’s half man and half lion incarnation and the Royal Centre which has the 14th century Mahanavami Dibba, a massive platform of rough-hewn masonry but superb carving.

What we see today in Hampi are the ruins of magnificent monuments. Hampi was pillaged by the Deccan Muslim rulers in 1565 for over a period of 6 months before it was abandoned.

The rich Vijayanagar rulers built the beautiful Vitthalswami and Hazara Rama Temples. The temples are adorned with beautiful sculptures. The ruin of the Vitthalswami Temple is dedicated to the incarnation of Lord Vishnu. The stone chariot outside the Vittlaswami temple is a shrine dedicated to Vishnu’s mount Garuda. Purandra Dasara Mantapa another monument in the vicinity is also worth visiting.

The Virupaksha Temple is dedicated to one of the forms of Lord Shiva. Malyavanta Raghunathaswamy temple reflects the Dravidian form of art and architecture. Its walls are opulently decorated with sculptures of marine animals and beautiful artworks. Its architecture has won the admiration of travelers in the past and present alike.

The house of victory for where the Kings would view the Dassera celebration is an exemplary piece of sophisticated sculpture. Do not miss the Hazara Ramaswami Temple, Elephant Stables and the exceptional Queen’s bath.

The grandiosity and austerity of this place can be understood only by visiting

Buddhist Monuments at Sanchi 

Sanchi is home to the most famous and oldest Buddhist Stupa in the world. Now, it’s a UNESCO World Heritage site. Dotted around the Sanchi stupa are monasteries, temples and pillars, which are fine examples of classical art.

The great King Ashoka realized wars don’t pay; he embraced Buddhism and was influential in its spread from South Asia. Ashoka built a large number of Stupas, such as the Great Stupa at Sanchi. Stupas are dome-shaped monuments built on the Buddha’s relics (remains, like hair and teeth that are held sacred).

The carvings on these stupas illustrate the events of Buddha’s life. The supremacy of Buddhist artwork in the form monasteries, chaitya and stupas makes Sanchi a pilgrimage centre of Buddhists. Ironically, Buddha had never visited this place in his lifetime.

The diameter of the Sanchi Stupa is 108 ft. and it was built in ancient times. It is the largest stupa in India and the oldest existing Buddhist memorial.

During Ashoka’s reign, numerous monolithic pillars were produced. The Ashoka pillar at Sanchi was carved out of a single piece of rock. These have decorative tops, called capitals, bearing beautifully carved animal figures.

The lion capital and the wheel found on the Ashokan pillars are of special significance to Indians. The lion capital is printed on the Indian Currency and Indian documents. The wheel also appears on the Indian national flag.

Visit Sanchi to delve into the real realm of Buddhism and experience the ambience of Sanchi along with its succoring beauty which remains unrivaled.

Qutub Minar and Red Fort, Delhi 

Qutub Minar, a UNESCO World Heritage monument, is a fine example of Indo-Islamic architecture.

The construction of Qutub Minar was started by Qutub-ud-din Aibak. However, the construction was completed by Iltumish, his son-in-law in 1232 A.D. Qutub Minar is 990 ft high and is the tallest minaret in the world.

Qutub Minar has five floors; each floor has a projecting balcony. Every floor displays beautiful carvings. Climbing the Minar is a wonderful experience. It consists of 378 steps; the apex of the tower gives you a bird’s eye view of Delhi.

Matching the grandiosity of Qutub Minar is the Red Fort in Delhi. Built in red stone by Shah Jahan on the banks of the river Yamuna, it consists of Diwan-e-Am, Diwan-e-Khas and other wonderful creations. It is one of the most wonderful pieces of architecture in the world. The entrance to the fort is through the Lahore Gate, which faces Lahore, as the name implies.

The Diwan-e-Am was the hall for the public audience. Although made of sandstone it is covered with shell plaster which gives it the ivory effect. The Diwan-e-Khas was meant for the private audience. It is built of white marble and consists of intricately carved columns. Magnificently ornamented with flowers and other stones, the Peacock Throne once the adorned the Diwan-e-Khas, unfortunately it was carried away by Nadir Shah in 1739 to Iran.

The Qutub Minar and Red Fort are mementos which reminds us about the grandeur of the past era. History buffs must pay a visit to both these historical places to see the way in which calligraphy, geometric patterns and floral motifs were used in decoration.

Buddhist Temples at Bodh Gaya 

Bodh Gaya is the birthplace of Buddhism. Buddhists from all over the world are drawn to Bodh Gaya in the state of Bihar. This is the place where Lord Buddha gained enlightenment over 2,500 years ago and founded the religion based on compassion, reason and universal truths, shorn of ritual and superstition.

The Bodhi tree, under which he is said to have found the answers he was seeking after a long and hard meditation, is the core of the Mahabodhi Mahavihara Temple Complex, now a World Heritage site. The Mahabodhi temple has Jataka stories engraved on its walls.

Surrounding the complex are monasteries built by various Buddhist countries, in their own architectural styles. Several Buddhists temples and monasteries have been built by the people from China, Nepal, Sri Lanka, Myanmar, Bhutan, Vietnam, Tibet, Japan and Thailand around the Mahabodhi Mahavihara Temple complex. The Chinese temple has a 200 year old statue of Buddha. The Japanese and Burmese temple is shaped like a pagoda and the Thai Temple has a fantastic bronze state of the Buddha.

About 80 km from Bodh Gaya is Rajgir; there are remains of places associated with the Buddha such as the Gridhrakuta Hill, where he delivered sermons, or Venuvan, the tranquil bamboo grove near the hot springs he used to frequent.

Come, pay a visit and experience peace and tranquility at Bodh Gaya and enrich your mind and soul.

Rock Shelters of Bhimbetka 

The Rock shelters of Bhimbetka have over 700 rock shelters out of which 400 have paintings. Situated in the foothills of the Vindhya Mountains, the paintings displayed belong to the Mesolithic period. There is a strong resemblance between the inhabitants of the adjacent villages and those depicted in the rock paintings.

The Rock Shelters of Bhimbetka was discovered accidentally by archaeologist Dr. Vishnu Wakankar in 1957-58.

The dense forests which cover the Rock Shelter have protected the rock paintings from being ruined by the quirk of nature. The paintings are done in red and white with the use of green and yellow occasionally. The theme of these paintings is obtained from everyday events. Hunting, animal fights, dancing, honey collection, masks, beautification of bodies, disguises, horse and elephant riders are portrayed in the paintings. Some of the animals that have been depicted in the paintings are tiger, rhinoceros, bison, antelopes, peacocks and elephants.

Manganese, soft red stone, wooden charcoal and hematite have been used to make colours. Possibly animals fat and leaf extracts were used in making the mixture.

Based on the type of tools used in rock paintings, the rock shelters of Bhimbetka display the chronological evolution of prehistoric man. Bhimbetka is filled with natural art and is a great source of joy for archaeologist. These outstanding paintings can be found even on the ceilings of rock shelters which are at frightening heights.

Travel to Bhimbetka, another World Heritage site to view the largest collection of pre-historic cave paintings. The trip promises an opening of your mind.

Group of Monuments at Mahabalipuram 

The UNESCO World Heritage site at Mahabalipuram dates back to the 7th century when it was a thriving port of the Pallava Empire. This site is also called Mamallapuram, named after the great wrestler Mamalla, the title of Pallava king Narasimha Varman I. The monuments of Mahabalipuram are well known for rock carvings and monolithic sculptures. These monuments exhibit intricate sculptures and carvings which are evidence to the artisans’ creativity and craftsmanship.

The biggest attraction of this place is the spectacular Shore Temple. It is surrounded by rows of Nandi bulls looking out to the sea. Located on the Bay of Bengal, this temple was re-built stone by stone after it was washed away by the sea in a cyclone. The Shore temples are also referred as the Seven Pagodas. Out of the seven pagodas, six are submerged in the sea.

Further inland is another marvel, Arjuna’s Penance, the world’s largest bas-relief panel with over a hundred figures of men, gods and beasts.

Five beautiful rock-cut shrines offer testimony to the genius of Pallava stone-carvers. An interesting feature of these ratha is that each one of these is carved differently from a huge piece of rock.

The charm of Mahabalipuram lies not only in its monumental architecture but also in its silvery sand beach, unique handicrafts and stone-carved showpiece that are sold in plenty in the stalls near the shore.

Visit this magnificent place to view the splendid rock-cut temple architectures and marvelous cave structures.

languages in india



Language
Speakers
(in millions, 2011)[25]
State(s)
Indo-Aryan, Eastern
13
Indo-Aryan, Eastern
83
Tibeto-Burman
1.4
Indo-Aryan, Northwestern
2.3
Indo-Aryan, Western
46
Indo-Aryan, Central
258–422[26]
Dravidian
38
Indo-Aryan, Dardic
5.5
Indo-Aryan, Southern
2.5–7.6[27]
Indo-Aryan, Eastern
12–32[28]
Dravidian
33
Manipuri (alsoMeitei orMeithei)
Tibeto-Burman
1.5
Indo-Aryan, Southern
72
Indo-Aryan, Northern
2.9
Indo-Aryan, Eastern
33
Indo-Aryan, Northwestern
29
Indo-Aryan
0.01
non-regional
Munda
6.5
Santhal tribals of the Chota Nagpur Plateau (comprising the states of Bihar,Chattisgarh, Jharkhand, Odisha)
Indo-Aryan, Northwestern
2.5
non-regional
Dravidian
61
Dravidian
74
Indo-Aryan, Central
52
 
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